skip to Main Content
(508) 548-0177 MB #1617

FHA Home Loan

An FHA loan provides a government-insured loan with flexible loan options. Less stringent credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing on Cape Cod or the Islands. Save money with an easy and fast FHA loan, qualifying is simple!  Check out our FHA Loan rates here:

How It Works

  • Pay your mortgage at any time without pre-payment penalties
  • 30-, 25-, 20- and 15-year terms are all available with fixed rates
  • 5-year adjustable-rate mortgage available

Loan Features

  • Higher qualifying ratios compared to conventional loans
  • Down payment requirement of as low as 3.5%
  • Flexible income, debt, and credit requirements to help you with qualification
  • Generally has a lower rate than a conventional loan
  • Upfront and monthly mortgage insurance payment
  • Cannot exceed statutory loan limits

FHA Loan Qualification Requirements

  • Credit scores as low as 580 may qualify
  • Refinance up to 97.75% of your primary home’s value
  • Buy a home with as little as 3.5% down (primary home)

Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

**Slade Mortgage Group, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.

Back To Top