30-Year Fixed Rates
If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a rate that will stay the same through the life of your loan. Â The 30-year fixed rate mortgage, while long the gold standard of mortgages, remains very popular here on Cape Cod. Â View our 30-year rates or learn more below.
How it Works
- Monthly payments are based on interest rate, principal loan amount, and amortized interest over 30 years
- Your payment will not change throughout the life of the loan
- Your actual payment will vary based on your situation and the current interest rates when you apply
- Pay off your mortgage at any time without pre-payment penalties
Qualification Requirements
- Refinance up to 95% of your primary home’s value
- Buy a home with as little as 5% down (primary home)
Property Requirements
- 1-4 units
- Owner-occupied primary residences
- Second/Vacation homes
- Investment properties
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
