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  TODAY'S RATES
LOAN POINTS APR
30 yr fixed 4.875 1 5.07
20 yr fixed 4.875 1 5.14
15 yr fixed 4.375                                    1 4.70
3/1 ARM 4.00 0 4.19
5/1 ARM 4.50 0 5.01
FHA 30 YR 5.25 1 5.78
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